Mortgage Calculator
Estimate your home loan repayments based on loan amount, interest rate, and term across different frequencies.
Understanding Mortgage in Australia
Buying a home is a major financial commitment, and understanding your repayments can help you budget with confidence. This calculator estimates your mortgage repayments based on your loan details — giving you a clear picture of what to expect monthly, fortnightly, or weekly.
It includes:
Loan Principal (after deposit)
Interest Repayments (calculated over term)
Repayment Frequency (monthly, fortnightly, or weekly)
Current Mortgage Interest Rates (as of July 2025)
The average variable interest rate for owner-occupier home loans in Australia is around 6.15% p.a. (source: RBA & major banks).
You can adjust your:
Loan term (up to 30 years)
Deposit amount
Interest rate (fixed or variable)
And compare repayment frequencies instantly.
Why Australian Businesses Choose Amplify
Whether you’re scaling your accounting practice, streamlining compliance, or building a dedicated offshore team, Amplify offers a cost-effective and quality-driven outsourcing solution tailored for Australian businesses
Trained in Australian Systems
Our team is skilled in Xero, MYOB, QuickBooks, and familiar with local compliance.
Locally Managed, Globally Efficient
You get the benefit of offshore pricing with senior oversight based in Australia.
Custom Teams, RealTime Support
We operate in your timezone and build team structures that fit your exact needs.
Why we're different
We’re built for Australian businesses—blending local oversight with offshore efficiency to deliver accounting support that just works
The most aligned
Our team operates in Australian business hours, ensuring real-time collaboration and zero communication delays.
The most experienced
We’re led by senior professionals based in Australia and backed by accountants trained in Xero, MYOB, and Australian workpapers.
The most flexible
From startups to growing firms, we offer fully customisable team structures—so you get exactly what your business needs, nothing more, nothing less.
Let’s Talk Accounting Solutions
Get tailored support for your bookkeeping, SMSF, or mortgage brokerage needs. Fill out the form, and our team will get back to you within 24 hours.